What is the use of life insurance, and who can buy life insurance in the first place? With a life insurance policy you protect your family, your loved ones or those who are financially dependent on you in some way. Every resident of Switzerland between 18 and 60 years of age can take out a life insurance policy. The "problem" for you as a customer is that most other insurance providers want to make an appointment with you in order to sell you more expensive or additional insurances. That's why you can do the whole ordering process online with us - tailored to you.

If you, as the insured person, pass away during the term you specify, our insurance company pays out a fixed sum of money to a beneficiary you specify beforehand. This life insurance therefore serves to financially protect your surviving dependents, your family or your children.

Do you need detailed information about your life insurance or would you like to delve deeper into the topic? You can find more information in our blog entry here.

On the basis of your information, we estimate the benefits that your relatives receive from the 1st and 2nd pillars. We deduct your current income from this amount. The resulting amount forms the gap to be covered. Any savings will be deducted from the gap and any debts will be added. For mortgages, we assume that 50% (Basic), 75% (Comfort) or 100% (Deluxe) of the mortgage will be paid off.

The duration of the insurance depends on how long your relatives should be financially secured. With Basic, your relatives should be covered until you reach retirement age or your youngest child reaches the age of 18. With Deluxe, your relatives should be covered until you reach retirement age or your youngest child reaches the age of 24. The Comfort option is a solution between Basic and Deluxe and allows your relatives to be comfortably financially secure.